Insurance rates are at an all time high. The insurance industry will cite a variety of reasons to justify the exploitative premiums, from floods to rising crime rates to the ever-failing economy. It seems as though no circumstances can ever qualify for a lowering of rates. In fact, the only time you can get the cheapest home insurance policies is if you can prove that you do not need the insurance in the first place! Ironic, if you think about it in Renters insurance VA.
Fortunately, there are some financial institutions and insurance companies that will provide home and contents insurance at rates that are lower than the general market rate.
Getting cheap insurance is pointless if it is not going to provide you with adequate cover when you need it the most. So the following companies have been chosen not just for their pocket-friendliness but also for the value for money that they have to offer.
Sainsbury’s and Virgin are the top two insurance companies which will offer very affordable home contents insurance. Both these companies have been around for years. Their reputation for comprehensive coverage and cheap premiums is a by-word among those in the know. The best part about buying insurance from both these companies is that what goes for add-ons or special features in any other company would actually be standard with them.
ING Direct offers some great deals to their new customers while Egg Insure will customize a plan so that you only pay for what you need, thus considerably lowering the premiums. Barclays will offer several discounts, refunds and also offer some free additional coverage for a limited time.
A-Plan offers all kinds of insurance. They have several branches all over the UK and have been around for many decades. Consumers are generally very happy with the cost and the service.
Then there’s the ever-popular and widely known ASDA. Going on their website and requesting a quote will connect you to some of the cheapest insurance policies in the UK. If you buy insurance online, you will get a further discount.
These are just a few of the companies that provide the cheapest home insurance. It would be impossible to list all of them. But that does not mean that the information is inaccessible or even hard to find. You just have to put in a little effort from the comfort of your home.
Research the various insurance companies in the UK. Ask for a home insurance quote when you find something that seems like a good fit for you. But do not make the mistake of looking at just a few options. Compare as many quotes as you can. And before you make your final decision, see if you can find some home insurance reviews about the companies that you’ve narrowed it down to.
Finding insurance that fits your budget and gives you good cover is not a far-fetched notion. It has been done and it is being done all over the UK. So don’t give up in your quest for cheaper insurance.